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How long will my money last with systematic withdrawals?

You have worked hard to accumulate your savings. Use this calculator to determine how long those funds will last given regular withdrawals.

Savings & Assumptions

Results

Year	Beginning Balance	Annual Interest @ 8%	Taxes @ 25%	Withdrawals	Ending Balance
1	10000	778	194	1200	9383
2	9383	727	182	1200	8728
3	8728	673	168	1200	8033
4	8033	616	154	1200	7295
5	7295	555	139	1200	6511
6	6511	491	123	1200	5680
7	5680	422	106	1200	4796
8	4796	350	87	1200	3859
9	3859	273	68	1200	2863
10	2863	191	48	1200	1806
11	1806	104	26	1200	684

Displaying 1-139 of 139 results.

Month	Beginning Balance	Annual Interest @ 8%	Taxes @ 25%	Withdrawals	Ending Balance
1	10000	67	17	100	9,950
2	9950	66	17	100	9,900
3	9900	66	16	100	9,849
4	9849	66	16	100	9,798
5	9798	65	16	100	9,747
6	9747	65	16	100	9,696
7	9696	65	16	100	9,645
8	9645	64	16	100	9,593
9	9593	64	16	100	9,541
10	9541	64	16	100	9,489
11	9489	63	16	100	9,436
12	9436	63	16	100	9,383
13	9383	63	16	100	9,330
14	9330	62	16	100	9,277
15	9277	62	15	100	9,223
16	9223	61	15	100	9,169
17	9169	61	15	100	9,115
18	9115	61	15	100	9,061
19	9061	60	15	100	9,006
20	9006	60	15	100	8,951
21	8951	60	15	100	8,896
22	8896	59	15	100	8,840
23	8840	59	15	100	8,784
24	8784	59	15	100	8,728
25	8728	58	15	100	8,672
26	8672	58	14	100	8,615
27	8615	57	14	100	8,558
28	8558	57	14	100	8,501
29	8501	57	14	100	8,444
30	8444	56	14	100	8,386
31	8386	56	14	100	8,328
32	8328	56	14	100	8,270
33	8270	55	14	100	8,211
34	8211	55	14	100	8,152
35	8152	54	14	100	8,093
36	8093	54	13	100	8,033
37	8033	54	13	100	7,973
38	7973	53	13	100	7,913
39	7913	53	13	100	7,853
40	7853	52	13	100	7,792
41	7792	52	13	100	7,731
42	7731	52	13	100	7,670
43	7670	51	13	100	7,608
44	7608	51	13	100	7,546
45	7546	50	13	100	7,484
46	7484	50	12	100	7,421
47	7421	49	12	100	7,358
48	7358	49	12	100	7,295
49	7295	49	12	100	7,232
50	7232	48	12	100	7,168
51	7168	48	12	100	7,104
52	7104	47	12	100	7,039
53	7039	47	12	100	6,974
54	6974	46	12	100	6,909
55	6909	46	12	100	6,844
56	6844	46	11	100	6,778
57	6778	45	11	100	6,712
58	6712	45	11	100	6,645
59	6645	44	11	100	6,579
60	6579	44	11	100	6,511
61	6511	43	11	100	6,444
62	6444	43	11	100	6,376
63	6376	43	11	100	6,308
64	6308	42	11	100	6,240
65	6240	42	10	100	6,171
66	6171	41	10	100	6,102
67	6102	41	10	100	6,032
68	6032	40	10	100	5,962
69	5962	40	10	100	5,892
70	5892	39	10	100	5,822
71	5822	39	10	100	5,751
72	5751	38	10	100	5,680
73	5680	38	9	100	5,608
74	5608	37	9	100	5,536
75	5536	37	9	100	5,464
76	5464	36	9	100	5,391
77	5391	36	9	100	5,318
78	5318	35	9	100	5,245
79	5245	35	9	100	5,171
80	5171	34	9	100	5,097
81	5097	34	8	100	5,022
82	5022	33	8	100	4,947
83	4947	33	8	100	4,872
84	4872	32	8	100	4,796
85	4796	32	8	100	4,720
86	4720	31	8	100	4,644
87	4644	31	8	100	4,567
88	4567	30	8	100	4,490
89	4490	30	7	100	4,412
90	4412	29	7	100	4,334
91	4334	29	7	100	4,256
92	4256	28	7	100	4,177
93	4177	28	7	100	4,098
94	4098	27	7	100	4,019
95	4019	27	7	100	3,939
96	3939	26	7	100	3,859
97	3859	26	6	100	3,778
98	3778	25	6	100	3,697
99	3697	25	6	100	3,615
100	3615	24	6	100	3,533
101	3533	24	6	100	3,451
102	3451	23	6	100	3,368
103	3368	22	6	100	3,285
104	3285	22	5	100	3,202
105	3202	21	5	100	3,118
106	3118	21	5	100	3,033
107	3033	20	5	100	2,948
108	2948	20	5	100	2,863
109	2863	19	5	100	2,777
110	2777	19	5	100	2,691
111	2691	18	4	100	2,605
112	2605	17	4	100	2,518
113	2518	17	4	100	2,430
114	2430	16	4	100	2,342
115	2342	16	4	100	2,254
116	2254	15	4	100	2,165
117	2165	14	4	100	2,076
118	2076	14	3	100	1,987
119	1987	13	3	100	1,897
120	1897	13	3	100	1,806
121	1806	12	3	100	1,715
122	1715	11	3	100	1,624
123	1624	11	3	100	1,532
124	1532	10	3	100	1,439
125	1439	10	2	100	1,347
126	1347	9	2	100	1,253
127	1253	8	2	100	1,160
128	1160	8	2	100	1,065
129	1065	7	2	100	971
130	971	6	2	100	876
131	876	6	1	100	780
132	780	5	1	100	684
133	684	5	1	100	587
134	587	4	1	100	490
135	490	3	1	100	393
136	393	3	1	100	295
137	295	2	0	100	196
138	196	1	0	100	97
139	97	1	0	100	-2