401(k) Borrowing Calculator

Calculate Your 401(k) Impact

Initial 401(k) Balance i

Monthly Contribution before Loan i

Employer Match before Loan i

Does your plan allow regular contributions during the loan pay-off period?

Will your employer match any contributions made during the loan payoff period?

Expected Annual Return (%) i

Loan Amount i

Interest Rate (%) i

Loan Duration (months) i

Years until Retirement i

Year	401(k) Value (No Loan)	401(k) Value (With Loan)	Status

Scenario	Monthly Income	Annual Income	Loss Per Month	Loss Per Year